Seeking Compensation for Home Disrepair: Five Claimable Damages You Should Know

The housing market is experiencing extreme volatility at present, as rising mortgage interest rates meet falling property values to create a perfect storm for homeowners, landlords, and prospective buyers alike. With costs rising everywhere, every last penny counts.

As a prospective homeowner, there are many costs folded up in the purchase of a home – not in the least with relation to renovation and decoration works after purchase. But the presumed quality of the finished work is often taken for granted, and poor professional service can lead to ballooning costs. Meanwhile, prospective tenants are faced with the risk of a landlord not carrying out their legal responsibilities concerning the home – particularly its liveable state.

With this in mind, it is essential to be aware of your rights when faced with substandard professional services or ‘home disrepair’. Civil action can right numerous wrongs about this, but what are some claimable damages you should know about?

Five Claimable Damages in Home Disrepair

Cavity Wall Insulation Problems

Cavity wall insulation plays a crucial role in energy efficiency, and in maintaining a comfortable home environment. If a cavity wall insulation installation is performed to a sub-par substandard, issues such as damp and mould can surface. Cavity wall negligence claims enable homeowners to recoup compensation for money lost to the installation process and any subsequent repairs.

Inadequate Painting or Decorating

If a tradesperson or company has performed painting or decorating work to a poor standard, resulting in unsatisfactory outcomes, homeowners have the right to a refund under the Consumer Rights Act 2015 – and to civil action should the tradesperson refuse. This would include instances of uneven paint application, paint peeling or flaking, or subpar finishing.

Faulty Electrical Connections

When electrical work in a home is improperly executed, it can pose serious safety risks. Homeowners can claim compensation if they have experienced electrical faults, or discovered non-compliance with electrical safety regulations.

Plumbing and Water Leakage

Poor plumbing work can result in water leaks or pipe bursts, which can cause catastrophic property damage. They can contribute to mould growth and damp, and even impact the structural stability of a home. Homeowners can claim compensation for damages caused by substandard plumbing services, including the cost of repairs and any consequential losses.

Structural Instability or Building Defects

Speaking of structural instability, structural defects due to poor construction or building work are viable routes to seeking damages. These defects might be a result of shoddy foundation repair work, improper roofing work, or the unintended consequences of other construction work.

Options for Action

Here, it is important to highlight the difference between pathways for homeowners and tenants. The above scenarios assume that the homeowner has arranged for said repairs or work to take place; as such, the homeowner can directly take the responsible tradesperson to action. However, if tenants experience the same outcomes, the sole point of contact for rectifying the problem is their landlord. This requires a slightly different tack, advice for which can be solicited from Shelter UK.